• Savings I-Bonds March 2010 CPI Update: 1.54% Variable Rate

    Updated: 2010-04-30 07:35:02
    New inflation numbers for March 2010 were announced today, so it's time for the usual semi-annual update and rate predictions. New Inflation Rate September 2009 CPI-U was 215.969. March 2010 CPI-U was 217.631, for a semi-annual increase of 0.77%. Using the official formula, the variable interest rate for the ...

  • Savings Calculator: Does 1% More Make A Difference?

    Updated: 2010-04-30 07:35:02
    If you're like me, your 401k plan comes with a little newsletter each month. A common theme in the world of personal finance advice is to nudge up your savings by one more percentage point a year. For the "average" person, this is probably not a bad idea. According ...

  • NY Times Financial Tune-Up: Interactive Checklist

    Updated: 2010-04-30 07:35:02
    The NY Times has a new series called the Financial Tuneup: Take a Few Hours and Unlock Some Cash. Essentially these are all the things that you probably know you should do, but never get around to. By compiling them all into a interactive checklist, they ...

  • Net Worth & Goals Update - April 2010

    Updated: 2010-04-30 07:35:02
    This month involved some cleaning up of financial affairs in order to complete our taxes as well as get back on track in general. Credit Card Debt I used to take money from credit cards at 0% APR and place it into online savings accounts, bank CDs, or savings bonds that earned ...

  • Lonely Planet Offers Free iPhone Apps To Travelers

    Updated: 2010-04-30 07:35:02
    In response to the disruption caused by a certain Icelandic volcano, Lonely Planet has made their iPhone apps for 13 European cities free until April 22nd. These usually cost $15.99 each, and seemed to work fine on my iPod Touch. From their blog: ‘Travellers stuck in ...

  • LendingClub P2P Loan Portfolio Performance Update

    Updated: 2010-04-30 07:35:02
    Wow... The last time I wrote about LendingClub was about 6 months ago. Since then, I haven't really been keeping up with person-to-person lending, which in this case are unsecured credit card-like loans between individuals. Looks like they got a new logo and revamped their website! ...

  • Death and Taxes 2011: Visual Guide to the Federal Budget

    Updated: 2010-04-30 07:35:02
    The 2011 edition of the Death and Taxes poster is out, which outlines in spectacular detail how the United States federal budget spends its (your?) tax dollars. View the huge image online, or buy it as a 2 ft. x 3 ft poster. If you haven't ...

  • Energy Star Appliance Rebates Available Nationwide

    Updated: 2010-04-30 07:35:02
    "You may be eligible to receive rebates from your state or territory for the purchase of new ENERGY STAR qualified appliances. These rebates are being funded with $300 million from the American Recovery and Reinvestment Act of 2009. Under this program, eligible consumers can receive rebates to purchase new energy-efficient ...

  • Chase Sapphire Card: $100 Signup Bonus

    Updated: 2010-04-30 07:35:02
    The Chase Sapphire Card is a new rewards credit card that is offering 10,000 bonus points after your first purchase on the credit card, which can be redeemed for $100 cash. No annual fee. As a rewards card, it offers 1 point for every dollar in purchases (100 points ...

  • Cell Phone Carriers: Money Back Guarantee Comparison

    Updated: 2010-04-30 07:35:02
    Sprint recently announced an improved 30 day 'money back guarantee' on new activations. You basically get virtually all fees associated with your phone returned to you, if you return your new phone within 30 days. You don't pay activation fees, taxes, restocking fees, etc. Via ...

  • Anyone Use CarBargains.com Price Negotiation Service?

    Updated: 2010-04-30 07:35:02
    The car buying strategy that I hear recommended most often is to decide on which car you want, down to all the options e-mail (or previously fax) the fleet managers of 3-5 local dealers, and ask for their best deal pit each of them against each other until you have the "best" best ...

  • How Do I Navigate Uncertain Financial Times?

    Updated: 2010-04-30 03:04:41
    There is no doubt that we live in uncertain times especially financially. We honestly do not know where we will be as a nation just a few weeks from now. That is an incredibly scary thought for many people who stand to lose a lot of money if things continue to get worse. So, [...]

  • I Can Get Free Money For My Retirement?

    Updated: 2010-04-30 02:18:33
    Free money for retirement. Sounds too good to be true, right? The reality is that it is out there, but some people are not taking advantage of it. It is like looking at a $20 bill on the sidewalk, but not picking it up. Who would do that? We are speaking, of [...]

  • I’m in Debt. How Much Should I Give?

    Updated: 2010-04-29 23:25:55
    One very common question I get in workshops and through e-mail is how much to give while trying to get out of debt. Before answering the question, it’s important to understand biblical teaching on generosity. The tithe, or 10 percent of one’s income, is the historical biblical starting point of generosity...

  • Beth Kobliner’s 7-Step Plan for Financial Expertise

    Updated: 2010-04-29 21:18:42
    Debt management isn't rocket science. In fact, by following a few simple steps, you can keep yourself from getting into serious debt and maintain a high credit score.

  • Invest Like a Billionaire: Currency Play

    Updated: 2010-04-29 17:39:51
    Billionaire investors have made billions betting against the U.S. dollar. Here's how individual investors should approach currencies as an asset class.

  • Guide To Filing Late Tax Returns

    Updated: 2010-04-29 15:25:17
    Uh oh! April is almost over. You are cleaning out your desk or filing cabinet and you suddenly realize you didn’t file all of your taxes for the year. Not only that, you failed to turn the documents in on time because you couldn’t afford to pay what you have owed. Having put them to the side, you are now in a panic about what you’ll do and what will happen if the IRS comes calling...

  • What money-saving things can I do to my house to improve efficiency?

    Updated: 2010-04-29 07:24:47
    Ah, here we are back to the cold weather months for much of the US. Those who live in the deep South do not have the added burden of heating their homes in the winter. But it is an annual jolt to many budgets which causes us to look for ways to save [...]

  • What Steps Do I Need to Take to Get On Solid Financial Ground?

    Updated: 2010-04-29 07:24:46
    Learning how to live on a budget will force you to manage your debt and spending. Want financial security? With a small amount of planning, you can have it. Reduce your debt, cut expenses, while making saving and investing a habit. You`ll be on your way to reaching financial goals before [...]

  • Hewlett-Packard (NYSE: HPQ) Back in Running with Palm Purchase?

    Updated: 2010-04-29 07:24:45
    Hewlett-Packard (NYSE:HPQ) has agreed to acquire Palm, Inc for close to $1.2 billion to put them in the running in the smartphone market according to Businessweek.com. HP’s current smart phone, the iPaq, hasn’t been doing as good as its competitors. Now with the addition of the Palm, HP will also get the patent line up [...]

  • Lessons From Japan’s Economic Recovery

    Updated: 2010-04-29 01:21:10
    Few countries were hit as hard by the global financial crisis as Japan. But despite its troubles, Japan has recovered faster from the financial crisis than most other nations -- including the US.

  • What Advice Would You Give Towards Insuring Loans?

    Updated: 2010-04-28 23:24:17
    Wise consumers know that protecting what they own is smart in order to prevent a financial loss. Whether or not it is a wise decision to choose optional insurance is based on several factors Most major purchase loans either require insurance or at least give the option to purchase insurance as a means of protection. [...]

  • Sprint (NYSE:S) Still Losing Out But Not As Bad

    Updated: 2010-04-28 23:24:16
    Sprint (NYSE: S) has not been doing very well in the last three years but it seems its losses are getting slower. The company remains hopeful it can bring back the postpaid customer interest it seems to keep losing. In the past quarter, Sprint lost 75,000 wireless subscribers which is actually good news for the [...]

  • eBay (NASDAQ: EBAY) Jumps into Frugal Fashions

    Updated: 2010-04-28 23:24:15
    eBay (NASDAQ: EBAY) is stepping out into the world of fashion. While the site has always been a favorite of frugal fashionistas, it has developed an entire section devoted to consumer fashions. The company has added a new ‘Fashion’ tab  to their auction site that leads to the Fashion Vault. The company hopes to improve [...]

  • JPMorgan (NYSE: JPM) Getting Out of Tax Refund Loans

    Updated: 2010-04-28 23:24:14
    JPMorgan Chase (NYSE: JPM) has decided that funding tax refund loans no longer aligns with their future growth plans. The company has yet to announce it publicly but the trade journal, American Banker, provided a report on the loan stoppage today. JPMorgan has financed tax refund loans for approximately 13,000 independent US tax preparation services. Since [...]

  • The Quest for Credit: Part 1

    Updated: 2010-04-28 21:23:42
    The allure of readily available credit is hard to resist for many as they set off on their financial path. Join our hapless hero, in this all too familiar but somehow forgotten tale of temptation, responsibility, and reward. Like his father before him, he must ascend credit mountain in order to achieve his destiny. Credit gives you the power to make purchases, purchases that will build a credit history and will allow you to make future purchases. But remember, with great spending power comes great fiscal responsibility. Watch, in part one of our animated epic (it's like the Lord of the Rings but shorter) as our hero succumbs to the dark side. What will happen next?

  • Toyota (NYSE: TM) Recalls Sequoias for Stability Problem

    Updated: 2010-04-28 18:56:36
    If you are driving an early 2003 Toyota Sequoia model vehicle, it is time for you to check in with your local dealership. Toyota Motor Corporation (NYSE: TM) has issued a recall on about 50,000 of the sold vehicles due to an electronic issue. This recall was announced by Toyota who said the vehicles need a [...]

  • Coming Up For Air: How Americans Are Getting on Top of Their Finances

    Updated: 2010-04-28 01:00:45
    One upside to The Great Recession has been a notable shift in how most people view their finances. While just a few years ago it was OK to support an otherwise unaffordable lifestyle with credit cards and home equity loans, these days Americans are more determined than ever to live within their means. In fact, according to data collected from Mint.com's 2.5 million users, American consumers are actively slashing their debt and refilling their savings tanks.

  • Who is Feeling The Pains of Unemployment and Why

    Updated: 2010-04-28 00:01:56
    The nationwide unemployment rate has hovered around 10% throughout 2010: a pretty straighforward sign that the job outlook is poorer now than it was before the recession began. Unfortunately, that rate does not tell us much more. In a country of fifty states and over 300 million people, unemployment is bound to be more prevalent in some areas and professions than in others.

  • Help! Too Much Debt!

    Updated: 2010-04-27 14:38:55
    Even as consumers have reduced their credit-card spending in recent months, many struggle under mountains of debt. In 2008, Americans household that had credit cards owed an average of $10,691 on them, according to CardWeb.com.  More than half carried balances of $7,000 or more.  If you feel trapped under your credit-card debt, check out our [...]

  • Crumbling Credit Score and my Family Life - The pressure is mounting!

    Updated: 2010-04-27 10:35:58
    Did you know that your bad credit can affect your family life in ways imaginable? Some people think that having bad credit can only have a negative affect if they apply for credit or from obtaining better loan deals and interest rates, but in an article written by Liz Pulliam Weston on MSN Money, [...]

  • I’m Back! Vacation – New Job – Back on Track

    Updated: 2010-04-26 18:16:47
    Where I've been, what I've been up to, and my plans for the future!

  • From Fruition to Tuition | FPU Review #10

    Updated: 2010-04-26 18:16:44
    This week in Financial Peace University Dave talked about planning for retirement and your kids college funds. It’s amazing how you don’t think about these things when you’re young, but starting young can make such a huge impact! Basically, what I took away from this lesson is: START SAVING NOW!!! This lesson introduces baby step #4 and [...]

  • Problem of Rising House Prices

    Updated: 2010-04-26 18:16:28
    It’s a bizarre situation when in the aftermath of a prolonged recession, UK house prices manage to increase 10%, despite being fundamentally overvalued. Rising house prices do have certain benefits, especially in the short run. The rise in house prices creates a positive wealth effect encourage householders to spend. Falling house prices would have prolonged the [...]

  • Financial Difficulties? Finding Peace in the Storm

    Updated: 2010-04-25 17:56:44
    How it is possible to have peace and live free of worry even when facing difficult financial circumstances? Do not worry about your life or what you will eat or wear. This is what Jesus said in Matthew 6:25-27. Easier said than done, right? How do you not worry given the backdrop of [...]

  • SHOO, Jimmy Choo! Book Review

    Updated: 2010-04-24 21:45:57
    OK ladies. If you're trying to get hold of your financial life and you'd rather read "Confessions of a Shopaholic" than "The Millionaire Next Door" raise your hand. "SHOO, Jimmy Choo!" is for you. Really, Catey hill wrote this book specifically for girls! It seems to mostly be directed at single girls, although I think any woman...

  • How To Be Financially Happy

    Updated: 2010-04-24 17:36:34
    There is no better feeling in life than the feeling of happiness. Being content with your life and all that surrounds it is the ultimate high. But how financially happy are you? Here are some tips on becoming financially happy...

  • Recession ‘not affecting major life plans’

    Updated: 2010-04-22 16:55:29
    Britons appear to be keen to continue to spend money in spite of the economic crisis. Despite the ongoing effects of the financial crisis, new research shows many people are determined to meet their major life goals. Figures from Clydesdale and Yorkshire Banks reveal 81 per cent of Britons are set to go ahead with major plans [...]

  • My life as Credit Card Debt Relief Agent

    Updated: 2010-04-22 08:54:54
    As a credit card debt relief agent I sometimes wonder what I would do if I were in financial trouble or one of my loved ones. What would I tell them? How would I guide them through the process? If I had to tell them to do it themselves this is how it would look: First [...]

  • Business owners ‘raid savings accounts’

    Updated: 2010-04-22 04:45:25
    A fifth of small business owners raided their savings accounts last year to keep their company going as the financial crisis wore on. Billions of pounds have been drained out of entrepreneurs’ personal savings accounts in an effort to keep their organisation afloat. While the financial downturn continued to make its presence felt in 2009, Hiscox reveals [...]

  • Election 2010: How will it affect your money?

    Updated: 2010-04-22 04:45:24
    Election fever is beginning to sweep Britain as the main parties unleash their manifesto promises just 3 weeks before the polling stations open. And with the state of the economy at the forefront of their policy pledges it seems that the electorate may be voting with their cash in an effort to protect investments in stocks, [...]

  • Get PlayStation Network Card on Internet

    Updated: 2010-04-22 04:45:23
    PlayStation is one of the most well know game devices in this entire world. Most people from each country play game happily on PlayStation. PlayStation is a game device that developed by Sony Corporation. Sony made big advance on PlayStation. Since the first PlayStation 1 and at this time we can play almost real game [...]

  • The IMF and You

    Updated: 2010-04-22 04:45:19
    When the International Monetary Fund (IMF) finally confirmed in February that a US$1.27-billion loan for Jamaica had been approved, it put to rest several months of speculation about the agency’s return to our country. Although there have been several debates in the media about the impact that the IMF agreement may have on our economy, [...]

  • Overvalued House Prices

    Updated: 2010-04-21 16:35:30
    Stuck on the wrong side of the Atlantic waiting for a flight home, I’m just waiting for a Daily Mail headline ‘Volcano to lead to House Price Crash’ Volcanoes aside, the remarkable feature of 2010 is the resilience of house prices in the UK, even though they are still relatively overvalued on many criteria. House prices [...]

  • 7 FAQs on Mortgage Lenders

    Updated: 2010-04-20 16:16:56
    Having a good understanding of what makes a good mortgage lender is vital to you receiving the best mortgage loan. Mortgages are long-term investments and no one wants to be stuck in a bad deal for the next 25 years. To assess your mortgage lender there are certain things you should know. These include: 1. Who is [...]

  • My encounter with Credit Card Debt Relief Company

    Updated: 2010-04-15 14:18:29
    After a not so pleasing encounter with a credit card debt relief company I decided that I would give others a heads up. I went through the negotiating process with a company and realized that if I had known few things before hand my situation would have went a lot better. I hope you can [...]

  • Does Not Carry a Balance

    Updated: 2010-04-14 01:24:20
    Does Not Carry a Balance SEE ALSO References External Links

  • good credit canada

    Updated: 2010-04-14 01:24:19
    Good Credit - (Canada) SEE ALSO References External Links

  • carry a balance

    Updated: 2010-04-14 01:24:19
    Carry a Balance Carrying a Balance on a credit card means that you do not pay off your credit card on your given credit statement date. If you're carrying a balance, then the balance will accumulate interest at the agreed upon rate. If you carry a balance on your credit card on a regular basis, [...]

  • best balance transfer credit cards canada

    Updated: 2010-04-14 01:24:18
    Best Balance Transfer Credit Cards Canada Category - Good Credit, Low Interest This will talk about actual balance transfer credit cards from different issuers Questions which banks / credit card issuers have the best credit cards with balance transfer offers? Overview Normal Rate Promotional [...]

  • balance transfer credit card canada

    Updated: 2010-04-14 01:24:17
    Balance Transfer Credit Card Canada What is a balance transfer? From Financial Consumer Agency of Canada: A "balance transfer" is the amount of money that is transferred from one credit card to another. The purpose of a balance transfer is to pay your balance off on an existing credit card [...]

  • best mbna credit cards canada

    Updated: 2010-04-14 01:24:16
    Best MBNA Credit Cards Canada Good Credit Carry a Balance Low Interest - Don't Carry a Balance Spend Alot Spend A Little Bad Credit Secured Credit Cards Carry a Balance Don't Carry a Balance SEE ALSO References External Links

  • best capital one credit cards canada

    Updated: 2010-04-14 01:24:16
    Best Capital One Credit Cards Canada The best Capital One card is somewhat easy to determine, because there are 11 cards and all of them have different benefits for different individuals. My Main categories are individuals with good credit, bad credit, carry a balance and don't carry a balance. [...]

  • best mastercard credit card canada

    Updated: 2010-04-14 01:24:15
    Best Mastercard Credit Card Canada We'll compare our mastercards against other mastercards in Canada Capital One & MBNA Good Credit Carry a Balance Low Interest - Don't Carry a Balance Spend Under $2500 Per Month Spend Over $2500 Per Month Bad Credit Secured [...]

  • visa rewards credit cards canada

    Updated: 2010-04-14 01:24:14
    Visa Rewards Credit Cards Canada Category Good Credit - Doesn't Carry a balance. We'll talk about the specific visa rewards in canada. SEE ALSO References External Links

  • best visa card canada

    Updated: 2010-04-14 01:24:13
    Best Visa Credit Card Canada This is a general post about visa cards in canada. We'll compare the good ones with the filter below. Good Credit Carry a Balance Low Interest - Don't Carry a Balance Spend Alot Spend A Little Bad Credit Secured Credit Cards Carry [...]

  • Ecash and GeteCash Payday Lender Charged by FTC with Deceiving Employers in Scheme to Collect Debts

    Updated: 2010-04-14 01:24:12
    FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Helping Hands of Hope Telemarketers Barred from Falsely Telling Consumers That Proceeds from the Sale of Household Goods Will Benefit Charities or the Disabled Ecash and GeteCash Payday Lender Charged by FTC with Deceiving Employers in Scheme to Collect Debts Tags : Ecash GeteCash Eastbrook LLC LoanPointe LLC Payday Lenders Scams Fraud Illegal Garnishments FTC Federal Trade Commission Illegal Debt Collection Debt Collectors Debt Collection Joe S Strom Benjamin J Lonsdale James C Endicott Mark S Lofgren Categories : Consumers Debt Scams Debt Collectors Posted by allen on 4 7 2010

  • Midland Funding Loses to Consumer – 8.1 Million Dollar Judgment

    Updated: 2010-04-14 01:24:11
    FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Ecash and GeteCash Payday Lender Charged by FTC with Deceiving Employers in Scheme to Collect Debts Midland Funding Loses to Consumer 8.1 Million Dollar Judgment Tags : midland funding Debt Collectors Debt Collection Junk Debt Buyers Junk Debt Collection FDCPA Fair Debt Collection Practices Act Consumers Beat Debt Collectors Categories : Consumers Credit Cards Debt Debt Collectors Posted by allen on 4 6 2010 12:15 PM Comments 0 What a day for consumer that get sued by junk debt collectors . Midland Funding is one of the most aggressive junk debt buyers in the US in my opinion From

  • Mortgage Loan - The Good, the Bad and the Ugly!

    Updated: 2010-04-14 01:24:04
    Finding the right mortgage loan can be a challenge since you have many options. However, the mortgage that is right for you will depend on your current financial situation, the economic condition and if you have a high tolerance for risk. Knowing the pros and cons of different types of mortgage loans will help you [...]

  • 5 FAQs on Second Mortgage Refinancing

    Updated: 2010-04-14 01:24:03
    Second mortgage refinancing is one of the many options utilized by homeowners to raise funds for various reasons. However, before taking a second mortgage, it is important for homeowners to understand the implications of taking this new loan. As a result, we will look at some of the frequently asked questions put forward by second [...]

  • Total Loan Costs vs. Current Loan

    Updated: 2010-04-14 01:24:02
    Comparing total loan costs with a current loan is relatively easy provided you are aware of the vital things to look for with loan packages. The Total loan costs do not include an application fee, processing fee and closing costs. With so many lenders operating in the market right now, you can reduce your total [...]

  • Second Mortgage Lenders in Washington DC

    Updated: 2010-04-14 01:24:01
    Are you looking for a reputable second mortgage lender in the DC area? There are second mortgage lenders who are available to help you. However, it is extremely important that you comparison shop and find a reputable mortgage lender who will work in your best interest. Below I have listed a few simple ways to [...]

  • Equity Rates – The Rate Of Current Home Loan Rates

    Updated: 2010-04-14 01:23:55
    Current home loan rates are relatively low in those days. This is mainly due to the fact that the number of people who are looking for loans will shrink dramatically because of global recession, that all currently experiencing. And yes, be able to attract more lenders to choose the lender only, low interest rates, since [...]

  • Equity Rates – Home Equity Line Loan Help

    Updated: 2010-04-14 01:23:55
    With the recession is proposing tough these days, leaving more people to examine their homes to debt. Learn about home equity lines of credit is mandatory if you choose to draw on the equity in your home. Whether you for a home equity loan or equity line of credit, then any loan, the same as [...]

  • Equity Rates – Where To Get A Bad Credit Home Equity Loan?

    Updated: 2010-04-14 01:23:54
    Home-equity loans to homeowners in certain relation to the value of the house. The main condition prior to the release by the lender for a loan is considered the credit history or report of the borrower. If a landlord has a bad credit, it reduces the chances of a home equity loan. This will require [...]

  • What To Do About Your Rights In Foreclosure

    Updated: 2010-04-14 01:23:53
    What can you do about your rights in foreclosure? Can you use any of them to your advantage? How do you even know what your rights are? The best place to begin to understand your rights in foreclosure is by understanding the laws governing foreclosure in your state. In foreclosure, it is your state laws that [...]

  • Guaranteed Approval Personal Loans – Getting The Fast Loan You Need Today!

    Updated: 2010-04-14 01:23:52
    Are you in need of some fast cash and you need to get it within about an hour or two?  Do you want to do all your paperwork online and be sure you will get the money you need fast?  You can get the guaranteed approval personal loans that are online without any issue and [...]

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